SwipeSimple supports Level II Interchange Qualification on the Virtual Terminal, Scheduled Payments, Invoicing, and Payment Link features, which lowers interchange fees for business to business transactions. Also, FSA/HSA cards that can run as Credit cards are available for Level II.
Transactions will automatically be attempted to qualify for Level II if the merchant adds the following fields:
- Tax (between .01% and 30%)
- Reference Number (can be any alphanumeric combination up to 64 characters long)
Virtual Terminal & Scheduled Payments
Transactions will require Tax to be enabled with a tax rate between .01% and 30% selected and applied to the transaction. They will also require the Reference Number field to be filled out. Only the first 25 characters of the Reference number are included for Level II qualification purposes. SwipeSimple passes on this information and the processor makes the ultimate decision on whether or not the transaction qualifies for Level II Interchange.
Invoices
Invoices will require Tax to be enabled with a tax rate between .01% and 30% selected and applied to the transaction. The Reference number on an Invoice is the Invoice number. Only the first 25 characters entered in the Invoice number will be submitted for Level II qualification purposes.
Payment Links
Payment Links will require Tax to be enabled with a tax rate between .01% and 30% selected and applied to the transaction. The Reference number on a Payment Link is the first 25 characters of the Title.
Note: The processor controls whether or not a transaction ultimately qualifies for Level II and what the subsequent interchange fee is, this data is not available within SwipeSimple. Please contact your Merchant Service Provider for more information.
If you don’t know who your Merchant Service Provider is? See Below:
Did you sign up for SwipeSimple through one of our partners? (Most Common)
Your merchant service provider is the best point of contact for support. They will have access to your complete account details, the ability to make changes to your account, and the ability to answer your questions about SwipeSimple or your merchant account with them.
If you aren’t sure who your Merchant Service Provider is, click the Need Help button at the bottom right of the screen and write Who's my Merchant Service Provider? in the message box. Be sure to include your business name (DBA) so we can look up the information for you.
Did you sign up through SwipeSimple Connect? (Available since September 2023)
Merchants who signed up through SwipeSimple Connect should contact the SwipeSimple Support team. Click the Help button at the bottom right of your screen and complete our contact form.