SwipeSimple Plans: Feature Comparison

Updated September 25, 2026 14:56

Which plan is right for me?

SwipeSimple offers three plans. Every plan includes access to the SwipeSimple Gateway, which gives web/mobile access, as well as one Terminal account.

	Starter	Standard	Premium
Best for	Occasional card acceptance, side businesses, mobile services	Most businesses: invoicing, inventory, or recurring billing	Multi-location or sophisticated operators

Starter is a good fit if you take cards occasionally and want the simplest, lowest-cost way to get started.
Standard is the recommended plan for most businesses. It adds invoicing, card on file, recurring payments, a customer database, and full reporting.
Premium is built for multi-location businesses or anyone who wants unlimited terminals, ACH, and the App Marketplace bundle included.

Full feature comparison

Payment Acceptance

Feature	Starter	Standard	Premium
Mobile app (swipe, dip, tap, keyed)	✓	✓	✓
Virtual terminal — basic keyed	✓	✓	✓
Tap to Pay on iPhone	✓	✓	✓
Level II Interchange Qualification	✓	✓	✓
Level III on Virtual Terminal	—	✓	✓
Card on file payments	—	✓	✓
Recurring / subscription payments	—	✓	✓
Installment payments	—	✓	✓
Invoicing with text-to-pay	—	✓	✓
Hosted payment pages & payment links	—	✓	✓
Offline mode	✓	✓	✓
Automatic Adjustment (dual pricing / cash discount / surcharging)	✓	✓	✓
ACH on invoices / payment links	—	Contact your Merchant Service Provider for details	✓

Point of Sale & Register

Feature	Starter	Standard	Premium
Smart terminal (PAX), build-a-sale, inventory & modifiers	✓	✓	✓
Build a sale from items	—	✓	✓
Inventory tracking and management	—	✓	✓
Item modifiers	—	✓	✓
Basic sales tax	✓	✓	✓
Item-level sales tax	—	✓	✓
Record cash transactions	✓	✓	✓
Cash drawer and receipt printer support	—	✓	✓

Business Operations

Feature	Starter	Standard	Premium
Item catalog	—	✓	✓
Receipt branding	✓	✓	✓
Invoice and payment link branding	—	✓	✓
SMS / e-receipts	✓	✓	✓
Tipping	✓	✓	✓
Discounts	—	✓	✓

Reporting

Feature	Starter	Standard	Premium
Sales report	✓	✓	✓
Customer database	—	✓	✓
User report	—	✓	✓
Item report	—	✓	✓
Taxes report	✓	✓	✓
Top customers	—	✓	✓
Expiring cards	—	✓	✓

App Marketplace

App	Starter	Standard	Premium
QuickBooks Online Sync	Not available	Available for purchase	Included
Appointments	Available for purchase	Available for purchase	Included
Text Loyalty & Reviews	Available for purchase	Available for purchase	Included (500 credits)

Additional Info

	Starter	Standard	Premium
Users	3 User Max	Unlimited	Unlimited

Important information

Starter does not include inventory tracking, card-not-present payments beyond basic keyed entry, invoicing/text-to-pay, or access to App Marketplace. Reporting is limited to a basic sales report.

Plans require SwipeSimple app or terminal software version 8.0 or later. If your device is on an older version, you may not be able to utilize all features available to your plan.

How to upgrade?

Your Merchant Service Provider maintains your merchant agreement and account management. You’ll need to contact them directly for assistance with making any changes to your account.

The contact information for your Merchant Service Provider can be found in SwipeSimple.

On SwipeSimple mobile and terminal, select the sidebar menu and choose Support. In the Support section, select the first option which is the name of your Merchant Service Provider and you will find their phone number listed.

From SwipeSimple Web, click on the question mark in the bottom righthand corner and select 'Learning and Support' to find the phone number for your Merchant Service Provider.