The Tap to Pay on iPhone feature for SwipeSimple allows merchants to accept contactless payments directly using their iPhone, eliminating the need for a separate card reader. When enabled, merchants can accept NFC debit/credit cards, Apple Pay, Google Pay, and other digital wallets that support contactless pay.
Note: Tap to Pay without a card reader is only available on iPhone devices. Apple does not support Tap to Pay on iPads. Tap to Pay on Android is not currently available with SwipeSimple.
Requirements
- An iPhone running iOS 17.4 or higher.
- iPhone only, iPads are not supported.
- An Apple Account must be logged into the device settings.
- A passcode must be enabled for the device.
- Participating Merchant Service Provider
- The contact information for your Merchant Service Provider can be found in SwipeSimple.
- On SwipeSimple mobile and terminal, select the sidebar menu and choose Settings. In the Support section, select the first option which is the name of your Merchant Service Provider and you will find their phone number listed.
- From SwipeSimple Web, click on the question mark in the bottom righthand corner and select 'Learning and Support' to find the phone number for your Merchant Service Provider.
- Note that SwipeSimple's Tap to Pay on iPhone functionality is only available within the 50 states and is not available in US territories.
Enabling Tap to Pay on iPhone
If Tap to Pay on iPhone is enabled for your SwipeSimple account, Admin users will see a prompt the first time they log in to enable the feature. Only an admin can enable this feature. If you're a member-level user, you'll see a notice about Tap to Pay on iPhone, but you cannot enable it, so reach out to your account admin for help if you want to use this feature.
Admin View
Member View
If you don't want to set it up right now, click "Not now" and choose to set it up later in Settings > Tap to Pay on iPhone. After you have dismissed the prompt, you may also see a button to enable it during the transaction flow.
Follow the on-screen prompts to finish the setup and watch the tutorial video.
If you don't want to set it up right now, you can do so later in Settings > Tap to Pay on iPhone.
Remember that Apple requires users to associate a valid Apple ID with this feature. You'll be prompted to link your Apple ID during setup. This process is only needed during the initial set-up, and you can change the associated Apple ID via Settings > Tap to Pay on iPhone.
Using Tap to Pay on iPhone during a Sale/Transaction
When Tap to Pay on iPhone is enabled, merchants can use the iPhone without needing a separate reader to run a card transaction. The Tap to Pay on iPhone option appears after entering the amount and selecting Card as the Checkout option. The button's placement may vary depending on whether a Bluetooth card reader is connected, but you can always find it under the Keyed Entry button on the checkout flow as referenced in the screenshots below.
Bluetooth Card Reader View
No Reader View
You can enable/disable the prompt for Bluetooth card readers in Settings > Device Pairing > Use Bluetooth Reader. This setting does not need to be enabled to allow Tap to Pay on iPhone to work.